RedotPay vs Revolut: Crypto Spend Card vs Banking Super-App

At a glance

Category	RedotPay	Revolut
Core job	Spend crypto via virtual/physical card	Everyday banking + FX + extras
Onboarding	Invite, KYC, card order	App signup, plans (Standard → Metal)
Promo on this site	$5 invite + PRODUCT / PRODUCTRED	Plan promotions vary by country
Crypto focus	Primary use case	Secondary (buy/hold/spend depending on market)
Best if you…	Already hold crypto and want a spend rail	Want salary, IBAN-style banking, budgeting tools

Fees and features side by side (official sources)

Topic	RedotPay	Revolut
Funding with crypto	Built for it: deposit crypto, converted to spendable balance at a 1% conversion fee [1]	Crypto is bought, held and sold in the app; exchanges count toward the plan's monthly exchange limit, with a minimum or variable crypto fee per trade [4]
Virtual card	10 USD one-time issuance [2]	No charge [3]
Physical card	100 USD one-time issuance [2]	First Standard card has no card fee; delivery is charged (e.g. £4.99 local standard in the UK, up to $4.99 in the US) [3]
Spending in a foreign currency	1.2% when you spend outside the card's currency; no fee in the card's own currency [1]	Standard (UK): no extra fee on weekdays up to £1,000 a month, then 1%; 1% on weekends [5]
Cash withdrawals	2% on a USD card up to 10,000 USD a month, 3% above [1]	Plan-dependent; see your country's fee page [6]
Availability	Many countries, but physical cards aren't offered everywhere; RedotPay publishes an unsupported-countries list [2]	Only in the countries where Revolut operates, with terms and fees set per region [6]

Bottom line: If your income or savings are in crypto, RedotPay removes the off-ramp step but charges more up front for the card. If you're paid in fiat and live where Revolut operates, Revolut's free virtual card and weekday FX allowance are cheaper for everyday spending. With PRODUCT or PRODUCTRED, RedotPay's card fee drops to about $8 or $80.

Sources (checked 8 Nov 2026): [1] RedotPay Help Center: ATM and transaction fees; [2] RedotPay Help Center: card fees and physical card; [3] Revolut UK: fees for ordering a card and Revolut US; [4] Revolut Personal Fees (Standard); [5] Revolut: currency exchange fees and limits; [6] Revolut fees pages (per region). Fees change; confirm in each app.

Fees

Revolut fees are plan-dependent: free tiers often include fair-use FX limits; paid plans raise limits and add perks. RedotPay’s sharpest published saving here is at card issuance — $2 off virtual (PRODUCT) or $20 off physical (PRODUCTRED).

For ongoing spend, compare crypto conversion + merchant FX in RedotPay against Revolut’s weekend FX markup and plan limits. Run your own monthly spend through both calculators before moving large balances.

Cashback & lifestyle perks

Revolut often wins on lifestyle: airport lounges, subscriptions, and cashback tied to Metal/Ultra in some markets. RedotPay wins on a simple new-user stack: invite $5 + issuance codes. If you do not need Revolut’s banking suite, you may be overpaying for a plan you will not use.

Control

• RedotPay: crypto balances → card spend; fewer “bank account” features, more crypto-first control.
• Revolut: deep spending controls, vaults, analytics — closer to a neobank.

Verdict

Use Revolut as your daily bank if you need salary inflows, local account details, and plan perks. Use RedotPay when your money already lives in crypto and you want a discounted card to spend it. Many power users keep both: Revolut for fiat life, RedotPay for crypto spend.

Get the RedotPay card

1. Register via the RedotBonus invite.
2. Complete KYC.
3. Apply PRODUCT (virtual) or PRODUCTRED (physical) at checkout.

See also: RedotPay vs KAST · registration guide.